Individuals and Families Homeowner Insurance Tips

Homeowner Insurance Tips

Homeowners Basics		Glossary of Insurance Terms

What is homeowners insurance? What is in a standard homeowners insurance policy? Are there different types of policies? What type of insurance do I need for a co-op or condo? Does my homeowners insurance cover flooding? What type of disasters are covered? Can I own a home without homeowners insurance? Can I get insurance if I rent my home? How do I take a home inventory and why? What's the difference between cancellation and nonrenewal?

Buying & Saving Money

How much homeowners insurance do I need? Do I need special coverage for jewelry and other valuables? I’m installing a pool—what kind of insurance do I need? How do I pick an insurance company? How much will it cost? How can I save money? What does my credit rating have to do with purchasing insurance? What information do I need to provide to my agent? What if I can't get coverage? How often should I review my policy? Should I purchase an umbrella liability policy? Content Used with the permission of the Insurance Information Institute